Wells Fargo
Assumption Mortgage Specialist
TEMPE ,
Arizona
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About this role:
Wells Fargo is seeking Mortgage Sales Specialist 2 in Consumer Direct as part of Consumer Lending. Learn more about the career areas and lines of business at wellsfargojobs.com .
Wells Fargo is looking to hire a Mortgage Sales Specialist 2 in our National Contact Center located in Tempe, AZ with a focus on the Assumptions Loan Product. Our Inbound Mortgage Customer Service Specialists 2 will focus on delivering an exceptional experience for our customers through financial advice and guidance, coupled with providing the products and services, that will help them realize their financial hopes and dreams through home ownership.
Responsible for assessing customer needs through financial consultation for more complex lending customers. Determines the proper loan program, completes the loan application and coordinates with underwriting to collect the necessary documents to begin the loan process. Obtains and analyzes credit score and collateral values to determine the appropriate loan structuring. Handles all calls with the intent of providing customer satisfaction and retention. Identifies opportunities and provides customer service with the objective of offering Wells Fargo products and services based on the customer s needs; opening accounts and provisioning products on specific product family and recognizing and uncovering other Wells Fargo products with the opportunity to introduce those outside of scope to other Wells Fargo entities. Works on special projects as assigned.
In this role, you will:
Participate in assessing customer needs through financial consultation
Offer products and services to prospective customers using either pre-established leads or leads sourced by incumbents to meet customer's satisfaction
Receive direction from supervisor and exercise judgment within defined parameters while developing understanding of Contact Center Sales functional area, policies, procedures, and compliance requirements
Act as a liaison between various functional areas and customers to reach conclusions with the customer
Provide information to managers, colleagues, and stakeholders related to Contact Center Sales function
Interact regularly with prospective customers regarding their needs, their company's current promotions, and new products and services
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications, US:
2+ years of Contact Center Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Customer service focus with experience actively listening, eliciting information, comprehending customer issues/needs, and recommending solutions
Strong background recommending products and services based on customer need
Solid knowledge and understanding of financial products and services
Ability to troubleshoot common computer problems
Ability to navigate multiple computer systems, applications, and utilize search tools to find information
Strong organizational, multi tasking, and prioritizing skills
Excellent verbal, written, and interpersonal communication skills
Job Expectations:
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Posting End Date:
17 Apr 2024
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
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