About the RoleAs Structured Products Counsel, you will provide the highest quality support to all parts of the business with a particular focus on capital markets and securitization transactions. We are looking for a smart, motivated, self-starter to join our global legal team in a rapidly growing company. The ideal candidate is a business-minded lawyer who is focused on deal execution and prepared to act on structuring transactions, while collaborating with our Capital Markets, Partnerships, Technology and other teams within the company. To be successful as our Structured Products Counsel, we're looking for someone who is passionate about deals and business growth. We are seeking a candidate who is excited by the challenge of working in a legally complex global fintech company and welcomes the fast-paced, dynamic environment that comes with a growing company. This role will engage with all levels of employees and management, so social and communication skills are vital to strong working relationships.The position is based at the company's office in New York City.ResponsibilitiesAct as counsel on all securitization, structured products and capital markets transactionsNegotiate and draft transaction and trading based agreements and documentsAnalyze and structure complex capital markets transactionsServe as the internal expert on all capital markets transactions and questionsAssist with drafting and negotiating commercial agreements, providing insight and guidance from a regulatory perspectiveStay on top of regulatory developments for structuring and terms of capital markets transactions, and advise management on new risks and opportunitiesAssist the Deputy General Counsel and broader legal team in building a global legal department, developing and enhancing its service culture and meeting the needs of the businessProvide any other legal or non-legal support that the business requiresRequirementsQualified attorney in the United States (preferably NY or CA)3-4 years experience in US law firm and/or in-house,Significant experience with securitizations, capital markets trading, credit agreements and other sophisticated finance transactions focusing on multiple consumer credit assets classes (unsecured consumer loans, auto loans, mortgages, real estate, point-of-sale, insurance)Expertise in the structured finance industry and U.S. and international securities laws applicable to capital markets and securitization transactions, including the Securities Act, Securities Exchange Act and Regulation ABNative/Fluent English (written and spoken)Excellent drafting of contracts and advice with minimal support from external counselThe ability and flexibility to work hours based on the company's needsExcellent judgment and initiative in developing creative, practical and effective solutions, using a business-first approachJD or LLM from accredited US law school is preferredExperience in one or more of the following areas is a plus:Consumer credit, asset management, investment, funds, fintech or artificial intelligenceInsurance or reinsuranceResidential/commercial real estate or mortgagesUS consumer credit/lending legal and regulatory regimes, including FCRA, GLBA, TILA, DPPA, UDAAP, UDAP, ECOA, HMDA and RESPA
