If you are passionate about helping people and want a position with a company that makes a difference in communities across Missouri, keep reading! FCS Financial is part of the nationwide Farm Credit System, and we are looking for Loan Services Specialist to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share a passion for agriculture, rural living, and the drive to positively impact customers and the agriculture community! If you have a great attitude, the ability to work in a fast-paced environment and passion for customer service, then this opportunity is for you!
The Loan Services Specialist position within the Loan Services Team reviews real estate and loan documents for accuracy and prepares documents for new loans, modifications, and servicing actions. We are looking for someone who is familiar with agriculture, lending, title work, legal documents, and office experience!
This position is open until filled. This position is located in Jefferson City, Missouri. This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department:Legal - Loan Services
Reports To: Team Leader, Loan Services
Supervises: None
Responsibilities/DutiesJob Functions* PercentageJob Functions 55%Document and Information Review Reviews various items including title commitments, appraisals, entity formation documents and other supporting documents for accuracy and adherence to regulations and Association policies and proceduresVerifies and inputs information into applicable databases Performs maintenance to system data as necessary Follows up on questions, inconsistencies and missing informationAnswers questions regarding loan documentation25%Document Preparation Generates and merges loan documents using applicable softwarePrepares closing instructions, escrow letters and various other documents for loan closingsPrepares loan disclosures to adhere to compliance regulationProcesses loan servicing actions and various other special requests10%Closing Coordination Contacts customer, title company and branch staff to schedule closing date and timeCommunicates closing requirements and confirms requirements are metCoordinates preparation of settlement statement with the title companyReviews settlement statements with customers and answers questions pertaining to settlement figures5%File Preparation Prepares files for loan certification by:Ensuring receipt of all final executed documentationReviewing documents for accuracy and adherence to regulations and Association policies and proceduresScanning and uploading documents to their appropriate location to meet association retention guidelinesObtaining final loan policy and recorded deed of trust, mortgage and/or final attorney opinion from title companyFollow up on outstanding loan documentation, as necessary, and maintain an organized tracking system to ensure that loan packets are finalizedwithin deadlinesCommunicating with title companies to resolve issues and/or obtain endorsements to loan policiesOrganizing and routing loan packets to colleagues for certification5%Loan Certification Reviews required documents of colleagues to certify first lien on real estate loansn/aOther duties as assigned to meet the needs of the organization.
* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.
Required SkillsMinimum Qualifications Associate's Degree preferred2 years of related experienceOr an equivalent combination of education and experience sufficient to perform the essential functions of the job Required Knowledge and Skills General knowledge of mortgage and commercial loan documentationGeneral knowledge of real estate terminology and contractsCommunication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issuesSkill in listening and conveying awareness of a customer's problem or issue to find resolutionSkill in utilizing Word, Excel, PowerPoint, and OutlookAbility to prioritize and multitask to meet deadlinesSkill in processing complex, detailed information in an accurate, thorough , and timely mannerSkill in working as part of a team and collaborating with colleaguesOral and written communication skills, sufficient to share and exchange information effectively with peers, supervisors, customers and third partiesSkill in organizing material and information in a systematic way to optimize efficiencySkill in applying processes and procedures to factual data to come to make a logical decisionResponsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
