Come join our amazing team and work in our Chandler, AZ Office! Our Loan Officer II is responsible for selling mortgages and adhering to company guidelines. Advise customers regarding their options for obtaining a new mortgage. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $14.35/hr. plus monthly incentive.
What you'll do: + Prospect for new business by making outbound calls to company-sourced leads, take inbound calls from mail solicitation campaigns, call transfers from Customer Service Representative agents, and inbound inquiry customer calls. Identify self-sourced customers from network of realtors and other professionals.
+ Adhere to all phone disclosure requirements when speaking to customers.
+ Manage the loan process according to current legal and company guidelines and applicable federal, state and local regulations.
+ Follow up with prospects regarding documents that were submitted for review, analyze credit reports, income documents, and conduct further research as required.
+ Explain various loan products to customers.
+ Provide a high level of customer service to every customer during the loan process.
+ Ensure loans are in compliance with Carrington guidelines, applicable state and federal regulations, and investor requirements.
+ Partner with operations staff to ensure expedient process of file flow.
What you'll need: + 2+ years of mortgage lending experience preferred.
+ NMLS License.
+ Strong experience with FHA and conventional loans highly preferred.
+ Ability to follow loan protocols.
+ Efficient with computers and loan operating systems
Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: .
What is the value proposition to joining the team? + Full array of mortgage programs.
+ Paperless loan file flow and process.
+ Aggressive Marketing support including brochures, social media, and CRM .
+ Aggressive underwriting: we manual underwrite over 80% of our files
+ Warm exclusive leads
+ Ability to originate nationally
+ Competitive compensation plan, including a base plus commission.
What We Offer: + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
EEO / AAP Employer
Carrington does not do interviews or make offers via text or chat. #LI-CF1
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
