Underwriter & Relationship Manager I Location Piqua, OH : RESPONSIBILITIES #Ll-Remote Underwrite consumer indirect and direct loan applications, review credit criteria, evaluate consumer credit bureaus, approve/deny consumer loans within limits of lending authority. Underwriter primarily works independently, but on occasion will review applications with a Level II Underwriter or Regional Indirect Manager Provide underwriting support as needed to branch offices Execute underwriting objectives within Indirect Lending Administration including underwriting policies, procedures and guidelines, centralized dealer management, ongoing due diligence, compliance and fair lending, service standards Execute process to add new dealers and terminate dealer relationships Monitor and analyze reports from CRIF related to dealer activity, volume and delinquencies Establish working knowledge of competition in the indirect market Communicate possibilities for continual improvement and business development to regional Responsible for promoting indirect lending initiatives Participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks Maintain industry knowledge and complete ongoing training and development Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks Deliver a consistent, high level of service within our Serving More standards Other duties as assigned COMPETENCIES Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Organizational Skills/Detail Oriented Able to Multi-Task or Juggle Priorities Problem/Situation Analysis Strategic Planning and Decision Making Ability to work as part of a team SCHEDULE This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. This position generally requires 40-45 hours per week. Responsibility can span seven days a week and include extended hours and selected bank observed holidays.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE Bachelor's degree in finance, accounting, or business administration or equivalent work experience preferred
1-3+ years of prior experience with consumer lending preferred
Basic to intermediate knowledge of consumer lending policies, procedures, and regulations
Basic knowledge of other Park National Bank polices and procedures a plus
TRAVEL REQUIREMENTS Regularly scheduled travel to dealers and Park National Bank affiliate offices is expected as well as participation in community events
