Inside Sales - Insurance Personal

**About HUB**
In a rapidly changing world, HUB advises businesses and individuals on how to prepare for the unexpected
As one of the world's largest insurance brokers, our focus is dedicated to providing our customers with the peace of mind that what matters most will be protected - through unrelenting advocacy and tailored insurance solutions that put our clients in control
Our growing team of professionals across North America represents a broad, deep and one-of-a kind aggregation of entrepreneurs and leaders recognized for their excellence throughout the insurance community.
**Why Choose HUB?**
Throughout our network of more than 450 HUB offices in North America, we offer a competitive, exciting and friendly work environment that strategically positions our employees for longevity and success
At HUB, we believe in investing in the future of our employees, and provide continuous opportunities for growth and development **_._** Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients
We are committed to providing you with competitive and flexible benefits options that are rooted in your current needs, yet evolves as your needs change over time
Join us in taking the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction.
We are the perfect fit if you:
+ are seeking a progressive work environment at a rapidly growing organization
+ have a desire to help others protect their future
+ have an entrepreneurial spirit and are challenged by the opportunity to grow the business
+ are focused on learning and development to enhance your industry knowledge and expertise
+ are a self-starter willing to invest time and energy to learn the technical aspects of our business
+ believe in integrity and building success by developing relationships with others
The Strategic Account Executive leads the overall service, recommendations, and implementation of a book of insurance business
The job requires a high degree of independent discretion, autonomy, and decision-making based on industry knowledge and experience to provide professional guidance, expertise, and service to clients, professional and collaborative relationships with carrier representatives, underwriters, business partners, and HUB colleagues
Responsible for business development and sales with new and existing clients.
To perform this job successfully, the incumbent must be able to perform each essential duty satisfactorily
The requirements listed below are representative of the knowledge, skill, and/or ability required
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
These qualifications are considered without regard to race, religion, color, sex, national origin, disability, or any other characteristic protected by federal, state, and local law
If this position requires licensing or certification, the incumbent must maintain that license or certification by meeting all continuing education and other requirements.
+ Manages an assigned book of business which is comprised of key and high revenue-producing accounts, all of which have a significant impact on the business operations of the client and on HUB.
+ Lead and develop a team of Account Managers and Account Associates
Identify skill gaps and work with Practice Leader to identify training and development to address the gaps.
+ Utilizing industry experience and in-depth knowledge of insurance markets, policy provisions, claim processes, business environment, and risk mitigation, applies independent and discretionary judgment to make decisions independent of manager approval on books of insurance business for which the incumbent is responsible
These include non-routine coverage issues and questions, denial of claims, renewal strategies for key accounts, and interpretation of non-routine provisions of insurance contracts.
+ Acquires understanding of clients' business and insurance objectives and critically analyzes and compares insurance plans to determine suitability.
+ When counseling clients on appropriate coverage, will assess risks based on clients' situation and determine proper coverage to insure and mitigate those risks.
+ Builds strong relationships with internal customers (producers, marketing, customer service, and claims) as well as our external trading partners.
+ Negotiates terms, conditions, and pricing directly with insurance carriers, in conjunction with the Marketing Team.
+ In situations where special carrier programs are available, determines if those programs are appropriate for particular clients
Then consults with clients on the benefits of those programs
Will then work with carriers to quote coverage through appropriate program.
+ Leads resolution of escalated complex service issues between clients and insurance carriers that require policy interpretation and experience-based judgment to resolve.
+ Leads client meetings (including renewal meetings), independent from producer or manager as needed.
+ Supports, mentors, and trains Account Managers and Account Representatives, as necessary.
+ May oversee functions performed by Account Managers and Account Representatives including approval of renewal strategies and resolution of client and carrier issues.
+ Seeks continued knowledge and stays abreast of changes in the insurance industry and other external conditions that may impact their clients
Makes appropriate recommendations to clients in response to those changes independent of manager approval.
+ Leads all aspects of client service, marketing, and renewal of book of business
Uses judgment and creativity based on industry experience to produce favorable results and solutions to address clients' insurance needs.
+ Responsible for overall retention of accounts in assigned book of business.
+ Develops new business from existing accounts and assigned leads, and contributes to meeting departmental production goals
Identifies opportunities for cross-sell and up-sell of other HUB products and services where appropriate.
+ Appropriately documents conversations with clients and carrier representatives and updates all HUB computer systems and automated agency management systems when necessary
Ensures the accuracy of data in those systems.
+ Possesses mastery of the various HUB and industry resources and tools that are available and utilizes same to best serve clients
+ Travels on company business as required.
+ Prepares reports for management as required.
+ Attends industry related continuing education training and courses.
+ Performs other duties and projects as assigned.
**Qualifications:**
+ Excellent oral and written English communications skills.
+ Leadership experience and independent responsibility for client retention preferred.
+ Ability to lead and influence in a team environment.
+ Demonstrated proficiency with computer systems, including but not limited to Microsoft Office and automated agency management systems.
+ Ability to work a regular, full-time work schedule at HUB's facility(s) and ability to travel on business when required.
#LI-RB2
Department Account Management & Service
Required Experience: 1-2 years of relevant experience
Required Travel: No Travel Required
Required Education: Some college (no degree)
HUB International Limited is an equal opportunity and affirmative action employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations
The EEO is the Law poster and its supplement is available here at
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Hi, we're HUB.
In a rapidly changing world, we advise businesses and individuals on how to prepare for the unexpected.
When you partner with us, you're at the center of a vast network of experts who will help you reach your goals through risk services, claims management, and compliance support.
And this gives you the peace of mind that what matters most to you will be protected - through unrelenting advocacy and tailored insurance solutions that put you in control.
About HUB International
Headquartered in Chicago, Illinois, HUB International Limited (HUB) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services
From offices located throughout North America, HUB's vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions
For more information, please visit hubinternational.com. Recommended Skills Business Development Claim Processing Communication Creativity Customer Service Decision Making